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Cases in the Hampshire Online Advertiser area
Cases in the Hampshire Online Advertiser area
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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.
Independent Financial Advisers - IFAs Winchester
The Mortgage Hut - Winchester
Black Swan Buildings, Southgate St, Winchester SO23 9DT, UK – 01962 416010
Fantastic team, My application was dealt with professionally from start to finish.
Fabulous team, friendly and always on ha d to help!
JCF Financial Services Limited
The Staddlestone Granary, South Winchester Golf Club, Romsey Rd, Winchester SO22 5QX, UK – 01962 869900
Winchester Investment Solutions Ltd
33 Southgate St, Winchester SO23 9EH, UK – 01962 849154
Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Winchester.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.
Crowd Funding and Business Loans
We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.
NatWest Bank
105 High Street, Winchester SO23 9AW, UK – 0345 788 8444
I have mixed feelings about NatWest in general, but in this branch I received by far the best customer service of any NW branch I’ve visited. I visited around midday on 3 April and the staff were extremely helpful; they resolved a query I had about an overdraft application - I was seen within 5 minutes - and made a useful (informal - not advice) recommendation about NW’s credit card range and were open to a frank discussion about it’s advantages and disadvantages. Left a happy customer.
I've just had my first visit to the Winchester branch today and was very impressed. Friendly, quick and helpful. :)
Nationwide
127 High St, Winchester SO23 9AX, UK – 0800 554 0335
Staff always courteous and polite. Very helpful and make you feel that you matter.
Pleasant staff & easy to setup a new account. The apps and site are very good, much better than HSBC!
Banks
Lloyds Bank
49 High St, Winchester SO23 9BU, UK – 0345 300 0000
Pleasant atmosphere, clean layout. Welcoming staff when not too busy. Can be difficult writing during busy periods
Banco rápido y eficaz. Para algunos aspectos necesitas tener cita antes de ir pero, la verdad es que, si he tenido algún problema te los resuelven en el acto.
Halifax
129 High St, Winchester SO23 9AX, UK – 01962 749702
I had been to Halifax many times before but this time it felt different. My eyebrows began to twitch and a tingling feeling overwhelmed my body. As I stood in line with my friend bryan. The ancient lady in front dressed in black began to move uncontrollably, shaking and whipping her head back and forth. As I continued my conversation her body began to shake more vigorously. And the suddenly the entirety of her wrinkled body seemed to stop and she slowly turned around. She uttered three words do you mind. However the very kind and polite Asain lady in front of us tried her best to calm down the situation, which was rapidly escalating. But I could feel a fight coming. She started yelling at us in satanic fashion for know apart reason. The battle had begun. It was 2v1 but given her years and experience it was like 10 on 2. She steam rolled us. She snarled like wolf with eyes filled of a blackening fire of hell and hatred. Instantly we backed down although everyone in the bank had seen this demons soul. In the long run we were the victors. It should be noted the Halifax staff did nothing but in this situation it was acceptable as this witch was to much fire even for them. -William
Barclays Bank
50 Jewry St, Winchester SO23 8RG, UK – 0345 734 5345
Excellent customer service A world class service Nice friendly staff
customer service is always good here
Building Societies
Nationwide
127 High St, Winchester SO23 9AX, UK – 0800 554 0335
Staff always courteous and polite. Very helpful and make you feel that you matter.
Pleasant staff & easy to setup a new account. The apps and site are very good, much better than HSBC!
Halifax
129 High St, Winchester SO23 9AX, UK – 01962 749702
I had been to Halifax many times before but this time it felt different. My eyebrows began to twitch and a tingling feeling overwhelmed my body. As I stood in line with my friend bryan. The ancient lady in front dressed in black began to move uncontrollably, shaking and whipping her head back and forth. As I continued my conversation her body began to shake more vigorously. And the suddenly the entirety of her wrinkled body seemed to stop and she slowly turned around. She uttered three words do you mind. However the very kind and polite Asain lady in front of us tried her best to calm down the situation, which was rapidly escalating. But I could feel a fight coming. She started yelling at us in satanic fashion for know apart reason. The battle had begun. It was 2v1 but given her years and experience it was like 10 on 2. She steam rolled us. She snarled like wolf with eyes filled of a blackening fire of hell and hatred. Instantly we backed down although everyone in the bank had seen this demons soul. In the long run we were the victors. It should be noted the Halifax staff did nothing but in this situation it was acceptable as this witch was to much fire even for them. -William
Mortgage Brokers
Mortgage Broker Winchester
12 St Thomas St, Winchester SO23 9HF, UK – 01962 600122
Taylored Mortgage & Investment Solutions
City Business Centre, Hyde St, Winchester SO23 7TA, UK – 01962 826870
Abacus Independent Financial Services
3 Saxon Rd, Winchester SO23 7DJ, UK – 01962 853443
Mortgage Brokers - Key Questions
How much do mortgage brokers charge?
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Winchester.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Hampshire Online Advertiser that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Typically, a broker will actually be paid around 0.35% of the mortgage loan as commission from your the lender. So, for every £100,000 borrowed, they would receive £700 in commission - if they are on commission. Many will therefore not charge for their advise if they are. However they maybe tied to specific companies and so may not be able to offer the best deal. Start with your bank. They will know you personally and financially - hopefully! They will tell you about their mortgages and you can use them as a base line to compare products found by mortgage brokers around Winchester.
Is it better to get mortgage from bank or broker?
This question will be answered by this initial mortgage research. You may hit it lucky and find that your bank can give you the best deal - but do check with a mortgage broker first.
How do I find a good mortgage broker?
Don't write off the financial comparison websites. Moneysupermarket is full of good advise on how to find mortgage brokers and may even be able to point you around Hampshire Online Advertiser that they particularly recommend - although will be on commission themselves! Click the link below to go the the right part of Moneysupermarket.
Are mortgage brokers worth it?
Probably yes and we are not on commission! You are free to the these ones a ring - it could really worth it.
Mortgages
Romans Mortgage Services Winchester
27 Jewry St, Winchester SO23 8RY, UK – 01344 205156
ATM HSBC
51 High St, Winchester SO23 9BU, UK
Barclays ATM
Bar End Road, Motor Fuel Group, Winchester SO23 9NP, UK – 0345 734 5345